How using a health share plan helps save money
When starting Tailored MD, one of the many challenges I faced was losing my health insurance from my previous job. I needed to set up my own individual health plan. I started with Healthcare.gov – it’s soooo bad. These plans are a rip off. I quickly moved on to search for other options and looked at adding myself to my wife’s employed plan. Currently we pay $352.72 every month for her insurance. To add me, the premium would increase to $868.24 – so $515.52 more per month.
I found a way to pay $229.28 per month for my healthcare. I use a health-share plan for catastrophic coverage ($129.28). I also pay $100 per month for Direct Primary Care. This saves our family $286.24 per month compared to going with her employer coverage. With employer coverage, there would also be copays and deductibles that I don’t have to worry about with Direct Primary Care.
Direct Primary Care and health-sharing is not just for the self employed. I will likely be transitioning my wife and child over to this model of care before the end of the year.
I get better medical care and service for a better price.
I will never get a surprise medical bill.
I will not be bankrupted by the healthcare machine.
If there was such a thing as healthcare hacking, this would be it.
Tona Vu, DO, is a board-certified family medicine physician from Houston, TX. She graduated from William Carey College of Osteopathic Medicine and completed her residency training in Conroe, TX.
Dr. Tona Vu has gained experience working in various healthcare environments, and her decision to join Tailored MD stemmed from her belief in a comprehensive approach to healthcare. Her practice philosophy revolves around identifying risk factors for diseases, addressing lifestyle factors, educating patients on disease prevention, and utilizing evidence-based medicine to treat medical conditions.
Outside of work, Dr. Tona Vu finds joy in spending quality time with her family and actively participating in volunteer work. Additionally, she has a passion for cooking and exploring different cuisines, as well as traveling to new destinations.