How I save $3,434.88 per year on health insurance (and actually more)

How using a health share plan helps save money

a plant with coins in a glass

When starting Tailored MD, one of the many challenges I faced was losing my health insurance from my previous job. I needed to set up my own individual health plan. I started with Healthcare.gov – it’s soooo bad. These plans are a rip off. I quickly moved on to search for other options and looked at adding myself to my wife’s employed plan. Currently we pay $352.72 every month for her insurance. To add me, the premium would increase to $868.24 – so $515.52 more per month.

The Cost Breakdown

I found a way to pay $229.28 per month for my healthcare. I use a health-share plan for catastrophic coverage ($129.28). I also pay $100 per month for Direct Primary Care. This saves our family $286.24 per month compared to going with her employer coverage. With employer coverage, there would also be copays and deductibles that I don’t have to worry about with Direct Primary Care.

Direct Primary Care and health-sharing is not just for the self employed. I will likely be transitioning my wife and child over to this model of care before the end of the year.

The Result

I get better medical care and service for a better price.

I will never get a surprise medical bill.

I will not be bankrupted by the healthcare machine.

If there was such a thing as healthcare hacking, this would be it.

Join Now with Dr Shelby Paul

Register at our new Stone Oak location with Dr Shelby Paul, MD

Amanda Byrd, DNP, APRN, FNP-C

Amanda Byrd is a board-certified Family and Pediatric Nurse Practitioner with over 20 years of diverse medical experience, including primary care, emergency medicine, intensive care, surgery, labor and delivery, behavioral health, and trauma. She is passionate about comprehensive, compassionate care for patients of all ages, with a focus on family wellness, preventive care, behavioral health, and pediatric care.

She earned her Doctor of Nursing Practice (DNP) from the University of Utah in 2016 and holds dual national board certifications as a Family Nurse Practitioner (FNP-C) and Certified Pediatric Nurse Practitioner (CPNP).

Before joining our practice, Amanda served as a Major in the United States Air Force, including leadership roles at Hill Air Force Base, Utah, and Spangdahlem Air Base, Germany. She also directed a quarantine and isolation program in Saudi Arabia during the COVID-19 pandemic.

Amanda brings discipline, leadership, and adaptability from her military service to every patient interaction. She takes a collaborative, evidence-based approach, tailoring care to meet the unique needs of each individual and family.

Outside of work, she enjoys spending time with her family, exploring the outdoors, and staying active in her local community.